Privacy Policy

1. Introduction

Magathi Financial Services Private Limited ("Magathi Financial", "we", "us", "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, disclose and safeguard your information when you visit this website or engage our services, in accordance with applicable Indian data-protection laws, including the Digital Personal Data Protection Act, 2023 and applicable rules.

2. Information we collect

We may collect the following categories of information:

• Information you provide: name, contact number, email address, city/country, and any message or details you submit through our contact or enquiry forms.
• KYC & transaction information (for clients): information required to facilitate mutual fund transactions, such as PAN, identity and address proof, bank details and investment details — collected and processed in line with regulatory (KYC/AML) requirements, often via registered KYC registration agencies and RTAs.
• Technical information: IP address, browser type, device information, pages visited and similar analytics data collected automatically when you use the Website.

3. How we use your information

We use your information to:

• Respond to your enquiries and schedule calls or meetings;
• Provide and administer mutual fund distribution services and facilitate transactions;
• Comply with KYC, anti-money-laundering and other legal/regulatory obligations;
• Communicate important updates, service messages and (where you have opted in) educational content;
• Improve our Website and services and maintain their security.

4. Legal basis & consent

We process your personal data on the basis of your consent, to perform a contract or take steps at your request, to comply with legal obligations, and for our legitimate business interests. By submitting your information through this Website, you consent to its processing as described in this policy. You may withdraw consent at any time (see "Your rights"), subject to legal and contractual constraints.

5. Sharing & disclosure

We do not sell your personal information. We may share it only with:

• Asset Management Companies, RTAs and KYC agencies as necessary to execute and service your investments;
• Service providers (e.g. IT, hosting, communication tools) who process data on our behalf under appropriate confidentiality obligations;
• Regulators, courts or authorities where required by law or to protect our legal rights.

6. Cookies & analytics

This Website may use cookies and similar technologies to remember preferences, understand usage and improve your experience. You can control or disable cookies through your browser settings; some features may not function properly if you do so.

7. Data security

We implement reasonable technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. Data retention

We retain your personal information for as long as necessary to fulfil the purposes set out in this policy, to provide our services, and to comply with legal, regulatory, accounting or reporting obligations. Records related to financial transactions are retained for the periods mandated by applicable regulations.

9. Your rights

Subject to applicable law, you have the right to:

• Access the personal data we hold about you and request a correction of inaccuracies;
• Request erasure of your data where it is no longer required and not subject to a legal retention obligation;
• Withdraw consent to processing or to marketing communications;
• Raise a grievance regarding the handling of your data.

To exercise any of these rights, contact us using the details below. We may need to verify your identity before acting on a request.

10. Children's privacy

This Website is not directed at children under 18, and we do not knowingly collect their personal information without verifiable parental/guardian consent. Investments on behalf of a minor are handled through the minor's guardian as per applicable rules.

11. Changes to this policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "last updated" date. We encourage you to review it periodically.

12. Contact & grievances

For any privacy-related questions, requests or grievances, please contact our designated point of contact at mf@mfspl.com, or write to: Magathi Financial Services Private Limited, 17A/3, GKS Nagar, Sulur, Coimbatore, Tamil Nadu — 641 402.

Compliance & Disclosures  ·  Terms of Service